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Our Commitment to Affordable Care
It is a core value of ours to make healing accessible and affordable while maintaining the quality of services our clients and students receive. So often in our world, "you get what you pay for", but we believe that you have the right to get what you need within your range of affordability. The commitment you make to your healing is an investment, but we understand that a reasonable investment for some is simply not affordable for others.
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Although we do not take insurance (explanation below), we've partnered with Mentaya, a service that streamlines getting reimbursed for your therapy sessions through out-of-network benefits.
Mentaya is perfect if you:
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• Have out-of-network benefits
• Feel overwhelmed by superbills and insurance
• Have submitted superbills but failed to get any reimbursement
• Simply want to skip the hassle of paperwork!
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Here's how it works:
1. Sign up for Mentaya: *Click here*
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2. Our practice will enter your sessions into the platform.
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3. Mentaya submits the claim and handles any insurance follow-up.
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4. You get reimbursed by insurance! Mentaya charges a 5% fee per claim, which includes handling any paperwork required, dealing with denials, and calling insurance companies. It's risk-free: They guarantee claims are successfully submitted, or a full refund of their fees.
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Other ways we strive to make services affordable
If your insurance company doesn't have OON (out of network) benefits, we also offer a sliding scale for therapy services and a tiered pricing model for yoga classes. We offer groups and events that can be utilized to supplement your healing making it possible to decrease frequency of therapy sessions while still making progress toward your goals.
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Financial Assistance for Yoga Classes
Our yoga classes are small (no more than 5 students per class). This allows us to provide an individualized approach that best supports our students and their specific goals and needs. Yoga classes are $25 per person; however, if that price makes the class inaccessible for you, please email the owner at sarah@bloomyogacounseling.com, and we will be happy to offer you a reduced rate for as long as you need it.
Why we don't accept insurance...
Choosing a mental health therapist is a deeply personal decision, and we believe clients deserve transparency about how care is provided. For that reason, we want to openly share why we have chosen not to participate in insurance panels.
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Insurance companies require mental health therapists to assign a formal mental health diagnosis in order for services to be reimbursed. While diagnoses can sometimes be helpful, we do not believe every person seeking support should automatically be labeled with a mental health disorder in order to receive care. Many individuals seek therapy for stress, life transitions, relationship difficulties, burnout, grief, trauma recovery, personal growth, or nervous system dysregulation — experiences that are deeply human and do not always fit neatly into a diagnostic category.
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Additionally, insurance reimbursement is often tied to specific treatment models and interventions that insurance companies deem “medically necessary” or evidence-based according to their standards. This can create limitations around the pace, depth, and type of therapy offered. Our priority is providing care that is individualized and clinically appropriate for each client rather than tailoring treatment to insurance requirements.
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Our work often integrates somatic and holistic approaches, including nervous system regulation, mindfulness, embodiment practices, trauma-informed interventions, and other experiential methods that may not always align with what insurance companies recognize or reimburse. While these approaches are supported by emerging research and can be profoundly transformative, they are not always valued within the traditional medical insurance model.
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Insurance participation also comes with significant administrative and financial burdens for small private practices. Becoming credentialed and remaining paneled with insurance companies requires extensive paperwork, ongoing audits, treatment reviews, claim resubmissions, and compliance demands that can consume substantial time and resources. In many cases, reimbursement rates for therapists are quite low and may not adequately support the level of individualized, high-quality care we strive to provide.
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Additionally, insurance companies may conduct “clawbacks,” in which they retroactively deny previously approved claims and require therapists to repay funds months or even years after services were rendered. These practices can create financial instability for small practices and further shift focus away from client care and toward administrative survival.
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Remaining out-of-network allows us to:
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Protect your privacy by minimizing the sharing of sensitive mental health information with insurance companies
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Avoid assigning unnecessary diagnoses when they may not accurately reflect your experience
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Create treatment plans based on your unique needs rather than insurance-driven limitations
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Offer integrative, somatic, and holistic approaches without restriction
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Reduce administrative barriers that can interfere with quality care
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Focus on the quality and depth of care rather than medical system requirements
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For clients who wish to seek possible out-of-network reimbursement, we can provide a superbill that you may submit to your insurance provider. Please note that reimbursement is not guaranteed and depends on your individual plan and benefits.
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We believe healing is not one-size-fits-all. Our goal is to provide a space where your care is guided by clinical integrity, compassion, collaboration, and what truly supports your healing process.
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Sincerely,
The Bloom Team
